JBS Financial Strategists Pty Ltd (JBS) is a leading Melbourne based boutique financial planning business focused on creating and managing wealth strategies for a range of clients, including individuals, families, small business owners, business executives, and Gen X and Ys. JBS concentrates on wealth creation and preservation by providing personalised financial planning strategies for all situations. These tailored plans all reinforce our three key ideals: to create long-term wealth, to protect yourself, your family and your investments, and to position you to be able to enjoy your success.
Process & Services
Every one of the JBS team are passionate and committed to the financial services industry, education and to our clients. We want to get to know you and what is important to you in life and not just the given financial goals like retiring well or paying off your home loan.
We want to know what you want to achieve, like traveling to Vietnam or buying a mustang or even like one of our clients, be an extra in a movie. Many life goals aren’t necessary financial based in which case, we get your finances right and help you manage them along the way so that you can concentrate on writing that book or building that English garden.
We have a well-developed process to provide our clients with a ‘big picture’ of what needs to be done and the best ways to do it. We’ll look at maximising tax positions, improving your final retirement position and providing you with simple planning tools.
Retirement Planning & Superannuation Advice
We take care of the often-onerous aspects of consolidating super, planning for retirement and transitioning to retirement. With expertise in everything from advising clients that are running a small business to establishing self-managed plans, we’ll guide you along the path towards full security now and into the future. Everyone hopes for a secure and happy retirement, free from financial worries and JBS want to help you achieve this.
Self Managed Super Funds
We offer specialist advice on establishing, implementing and running a SMSF. We also provide a full, ongoing administration service as well as ongoing investment advice of your SMSF. Your fund will be entirely compliant with ever changing government guidelines, and you’ll stay informed via our client online access service, with detailed reporting and investment documentation functionality.
Complete SMSF Admin, Compliance and On-Line Reporting Service
Our SMSF administration service maintains up to date and accurate information for your fund during the course of the year, allowing you to capitalise on the many planning opportunities available to SMSF trustees and avoids the regulatory threats created by a lack of specialist SMSF skills. Our service and system allows clients to track their fund’s (and individual investment’s) performance in real time, further adding to their experience of ‘managing’ their own fund as the name suggests.
Our SMSF administration service includes full mailing house, electronic management of transaction, balances and statements, reconciliation, member statements, preparation of PAYG payment summaries for pension (if applicable), arranging tax payments and other fund invoices. We also assist in asset segregation if applicable and monitoring of cash balances.
Investment Portfolio Construction
Our portfolio construction methodology is a holistic approach which recognises the complex nature of investment markets and the multiple steps required to meet client’s investment and lifestyle objectives.
We individually design and manage client portfolios utilising a range of available investment assets including managed funds, direct shares, fixed interest assets such as term deposits, hybrid securities and other alternative assets.
In providing advice, we evaluate, assess and recommend funds in association with van Eyk Research, Morningstar, Lonsec, Bell Potter and Lincoln’s Stock Doctor.
Jenny Brown, Warren Hanna & Glenn Malkiewicz are all ASX accredited in providing Direct Share advice.
Part of our ongoing process is to provide clients with an overview of their financial performance each year. Portfolios are reviewed at least annually, while clients who are already part of our ongoing service are offered an annual review. We aim for a long term relationship to see you achieve our goals, and we’re delighted to be there with you every step of the way.
As part of the ongoing review of your investment strategy, we seek to work with you over the years to ensure that your portfolio continues to meet your requirements and changing circumstances.
Protecting yourself, your family, your business & your investments are a critical part of financial planning which can often be overlooked and sometimes not even considered.
We are not aligned with any product provider, which enables us to offer you or your business the best possible cover. Firstly, we undertake an assessment of the level of cover you need before making the appropriate recommendations, taking into account your situation, insurance needs and cashflow. Policies include life insurance, total and permanent disability insurance, trauma insurance and income protection, as well as coverage for business partners and key workers.
Cash Flow Management
Our cashflow management program is designed to assist clients achieve financial and lifestyle goals through better money management. Depending on the level of service, we offer a ‘basic plan’ and reporting, through to a ‘high touch model’. These targeted services regularly monitor, update and keep clients on track by helping them understand where and how they spend their money. The end goal is to ensure they maintain the lifestyle they want and can successfully save for future investments and purchases.
General Insurance, Accounting & Taxation, Estate Planning by referral
JBS have a range of trusted adviers who we work in conjunction with and wherever necessary we are more than happy to pass on contact details.
For further information please contact us.
General Advice Disclaimer
This information provided on this website has been provided as general advice only. We have not considered your financial circumstances, needs or objectives and you should seek the assistance of your adviser before you make any decision regarding any products mentioned in this communication. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither JBS Financial Strategists nor its related entities, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information.