Tag Archives: Retire Right

Why a Bucket List is so Important?

For me a Bucket List is a critical factor in any Retirement Plan. Writing down your “bucket list” no matter how crazy, significantly increases the likelihood of Retiring Right.


Over the past few months we have had some of our clients send photos of their adventures around the world as they enjoy their retirement dreams.


We have had Paul drive across America with a long time school friend.





Densie & David go skiing in Whistler and visit Downton Abbey.





Peter & Debbie say goodbye to their employers and book trips to Ski the French Alps, visit family in the UK and even enrol to go back studying in the New Year on their return.


Phil & Linda who rented out their house for 12 months and have no permanent place of abode as they initially travelled around Australia before heading to Asia; eventually heading to Europe while the World Cup is on in 2018.


These are just a snippet of the numerous clients that we have all around the world living out their dreams and ticking off their bucket list.


It is fantastic to be able to share in our client’s success, but these results didn’t just happen overnight. In every case our clients have been planning and working towards these goals for years and in some cases tens of years.


Over the years I have helped hundreds of clients Retire Right and in my experience the clients who have written down their bucket list and regularly referred back to it; are kept accountable and tracked their progress towards their goals, are the ones who you see in these photos.


Early on in my own career a wise Retire Right client once said to me, I’m an overnight success after 20 years, so learn from him and START NOW.


We are approaching a great time of the year to complete some reflection and planning and I challenge you to come up with your own Bucket List. Be bold, aim high and start now as the earlier that you start, the more likely your dreams are to achieve.


For the record, the number one thing on my bucket list is to go the US Masters with my son and my dad. My wife and daughters are welcome, but my daughters are a little young to tell if they will like golf and I already know my wife’s answer….


What I wish for you is the opportunity to Retire Right so start the conversation.


– Warren Hanna –

Man Retires At 34 and Freaked Out on First Day

Sometimes when you read an article that resonates with you, well you just have to make a video about it!


In Warren’s latest #RetireRight video he shares some of the take outs from an article on Brandon, a 34 year old young man who achieved financial independence at the age of 34 and freaked out on his first day of retirement.



“Brandon wrote that financial independence was something I talked about and thought about so much that it just became this abstract concept in my mind and didn’t relate to anything in real life. It was a long-term goal that I guess I never actually pictured achieving.”


Check out Warren’s video where he discusses some of the learnings that are critical to giving yourself a choice about retirement. Here is the link to the article where Brandon is featured.


You’re never too young and never too old to start thinking about your retirement!


– Warren Hanna –

Financial Challenges

Many young Australians are continually facing more and more financial challenges and hurdles as they enter adulthood.  Many are trying to save to buy their first home, travel the world, buy their first car, paying off their HECS debt, or all of the above.


As parents there are few little things that you can do to help teach your children about finances, which will go a long way for them in the future.  One of the most important is to teach your children how to do a budget or how best to save their money.


It can even be a worthwhile exercise including your children when it comes time to doing the family budget, this way they’ll learn that nothing comes for free and the things that they enjoy (such as their flashy smart phone) costs money, even if it’s paid for by the bank of mum and dad.


When you give your children their pocket money a good exercise can be to sit down with them and see if there’s something they wish to buy or spend their money on.  Once this has been determined you can then help them set a goal and savings plan. Teaching this at a young age can help them become disciplined with their money and set them up for the future when they need to save for the bigger things (such as their first home).


When it comes time to buying their first car or home they’ll most likely need to borrow money to help them (especially in the case of the home), so it’s worthwhile teaching them about debt and how it works. It may sound silly but introducing them to how debt works will help them understand that when the time comes they’re not just going to be given free money, but they’ll have an obligation to pay that money back plus interest.  You’re older children may understand this but the younger ones may not quite grasp this.


At JBS we have wide range of services to help clients achieve financial freedom. For the younger clients we have a Cash Coach program to help with savings and budgeting and a Retire Right program which is tailored towards our older clients to help with the transition from working life. These services help our clients overcome their biggest financial challenges and achieve their goals.  We even offer services to our clients children to help them on their journey.


– Peter Folk –