Downsizer Contributions
by JBS Financial 23 Oct 2018
From the 1st of July 2018, if you are at least 65 years old and meet the eligibility requirements, you may be able to choose to make a downsizer contribution into your Superannuation fund of up to $300,000 from the proceeds of selling your home. Normally after age 65 you would need to meet a […]
READ MOREAffording Retirement Expenses
by JBS Financial 11 Sep 2018
There are several different factors that determine how much you can afford to spend in retirement. Some of them are investment markets, super balance and lifestyle changes. One step that people generally procrastinate, which is important in their retirement planning, is figuring out how much is needed to spend in the various stages of retirement. […]
READ MOREby JBS Financial 1:36 am 31 Aug 2018
Offset vs Redraw When it comes to choosing a home loan, we often simply choose the one with the lowest interest rate. However one thing we should take … [ read more ]
by JBS Financial 1:28 am 16 Aug 2018
Many of you would have automatic Insurance through your default Super Fund that you would have been signed up through your employer. But what you may not … [ read more ]
by JBS Financial 1:16 am 31 Jul 2018
As long as you’re an Australian resident, you will have some form of personal insurance through Government agencies and bodies such as Centrelink, TAC … [ read more ]
by JBS Financial 6:51 am 27 Jul 2018
When we see a Retire Right client for the first time, often the most important question on their mind is “Have I got enough money to Retire?” Clearly … [ read more ]
by JBS Financial 1:12 am 17 Jul 2018
Most of us can only dream about leaving our work forever to do as we please. For those who are close to retirement however, this can be a time of excitement … [ read more ]
by JBS Financial 2:43 am 03 Jul 2018
Over the next few years the age at which you can begin to start receiving the Age Pension will gradually increase from age 65 to age 67 (depending on your … [ read more ]
by JBS Financial 1:02 am 19 Jun 2018
As 30 June is only a week away, please ensure that you have addressed all of your end of year tax planning including making any super contributions and … [ read more ]
by JBS Financial 12:43 am 18 Jun 2018
The Global Financial Crisis (GFC) was for the majority of us, the worst financial crisis of our lifetime. What started in 2007 with a US Subprime Mortgage … [ read more ]